![]() Supermarket loyalty cards offer discounts for free. You can also access ebooks and audiobooks for free on the Libby app or Overdrive website using your current library card.ġ0. Your school may have a loan program for computers or tablets. Download your individual Google Maps in advance of travel.ĩ. Use your phone’s data saver mode and make sure you’re connected to your home WiFi when at home. Consider switching to a discount phone service provider.Ĩ. Call your internet service provider and request a low-income plan. There are programs that you can apply for that can reduce your power and gas bills. If you don’t expect to have a complex tax return, chances are you can do it yourself, at no expense, using free software or web-based services.Ħ. Alternatively, try You Need a Budget, which is also free for one year for college students.ĥ. ![]() Intuit’s Mint app and website are a great, free way to start. If you can, cook meals in batches, then freeze and reheat as needed.Ĥ. Try using an Instapot to simplify the process. If you don’t know how to cook, teach yourself. Get other food and basics at discount retailers and grocery stores like 99c Only, Dollar Tree, and El Super.Ĭlothes, shoes, kitchen-, and homeware can be bought at discount department stores like Ross.ģ. Bulk-buy staples like rice, legumes, beans, and nuts at warehouse-style food and supply stores such as Smart & Final. While you might not feel quite needy enough to visit a food bank, a free box of food can go a long way.Ģ. Attend food giveaways or attend food banks. ![]() Here are my top tips to help ease any strain brought by tight finances while attending social work school.ġ. But while in school, frugality generally is a good rule, as is having-and following-a budget.īut there’s one more piece to this: the need to think laterally about how and where you spend your money. ![]() That said, every time someone mentions the “latte factor”, there’s a part of me that feels like someone is waggling their finger at me for being a “careless Millennial”.įor those of us used to living on a shoestring, the occasional latte can be a well-earned treat. So for example, I’m a big tea drinker, but I’ve for example learned it’s way more cost-effective for me to buy my tea in bulk and make it myself. These are unnecessary things such as yes, lattes, which seem small to start with, but add up over time. Many financial pundits advocate thriftiness in the form of cutting down on “latte factor” expenses. While I struggled financially during my tenure at social work school, this was hardly a new experience.Īs a so-called “professional student”, the many years I had spent prior in college and grad school had taught me one particularly invaluable skill: being thrifty. ![]()
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